Disclaimer
Last updated: 23 March 2026
General Information Only
The content published on freeloan.in is for general informational and educational
purposes only. It does not constitute financial advice, investment advice, legal advice,
or any other professional advice.
We are not a bank, non-banking financial company (NBFC), financial advisor,
loan broker, or any other regulated financial entity. We are not registered with
the Reserve Bank of India (RBI), SEBI, IRDAI, or any other regulatory authority
in any advisory capacity.
No Guarantee of Accuracy
While we make every effort to ensure that the information on this website is
accurate, complete, and up to date, we make no representations or warranties of
any kind — express or implied — about the completeness, accuracy, reliability,
suitability, or availability of the information.
Interest rates, loan eligibility criteria, scheme details, and government
programme guidelines change frequently. Always verify current details directly with:
- The relevant lender, bank, or NBFC
- Official government portals (such as udyamimitra.in, mudra.org.in, jansamarth.in)
- The Reserve Bank of India (rbi.org.in)
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FreeLoan.in does not process loan applications, does not collect your financial
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Finance-Specific Warnings
- Loans involve risk. Failure to repay loans can result in legal action, asset seizure, and damage to your credit score.
- Never apply for a loan you cannot afford to repay. Calculate your EMI and FOIR (Fixed Obligation to Income Ratio) before applying.
- Be cautious of loan apps not registered with the RBI. Check the RBI’s list of authorised NBFCs before using any digital lending platform.
- Government scheme details change with each Budget and policy revision. Always check the official scheme portal for current terms.
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Jurisdiction
This disclaimer is governed by and construed in accordance with the laws of India.
Any disputes arising in connection with this disclaimer shall be subject to the
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Contact
For questions regarding this disclaimer, contact us at
contact@freeloan.in.