About FreeLoan.in
FreeLoan.in is an independent financial information website dedicated to helping
Indian borrowers make informed decisions about loans, government credit schemes,
and financial products. We are not a bank, lender, or financial advisor.
Our Mission
Millions of Indians search for loan information every day — and most of what they
find is either confusing, outdated, or written to sell them a product rather than
inform them. FreeLoan.in exists to change that.
We publish clear, research-backed guides on government loan schemes (like MUDRA,
PMEGP, PM SVANidhi, and Stand-Up India), options for borrowers with low CIBIL scores,
honest comparisons of lending apps, and free financial tools like EMI calculators
and eligibility checkers.
What We Cover
- Government loan schemes — MUDRA, PMEGP, PM SVANidhi, KCC, Stand-Up India, CGTMSE and more
- Bad credit and low CIBIL loans — options for first-time borrowers and those with past defaults
- Loan type guides — personal loans, gold loans, loan against property, education loans, business loans
- Lender and app reviews — independent analysis of NBFCs, fintech lenders, and instant loan apps
- Financial tools — EMI calculators, eligibility checkers, loan comparison tools
Our Editorial Standards
Every article published on FreeLoan.in follows these principles:
- Accuracy first — interest rates, eligibility figures, and scheme details are verified against official government portals and RBI publications before publication.
- Regular updates — financial information changes. We review and update our articles whenever scheme details, interest rates, or regulatory requirements change.
- No paid rankings — we do not accept payment to rank any lender higher in our comparisons. Our rankings reflect publicly available data and user experience signals.
- Transparent disclosures — where we use affiliate links, this is clearly disclosed. Affiliate relationships never influence our editorial content or recommendations.
Affiliate Disclosure
FreeLoan.in participates in affiliate marketing programmes. Some links on this site
may earn us a referral commission if you apply for a loan through them, at no additional
cost to you. This helps us keep the site free and ad-supported. Our editorial content
and comparisons are not influenced by these arrangements.
Who We Are
FreeLoan.in is run by a team of finance writers and researchers based in India.
Our contributors have backgrounds in personal finance, banking, and financial journalism.
We are committed to producing content that serves Indian borrowers honestly and completely.
Contact Us
For questions, corrections, or partnership enquiries, please write to us at
contact@freeloan.in or use our Contact page.
Last updated: 2026