Table of Contents

    Terms and Conditions

    Terms and Conditions

    Last updated: 23 March 2026

    Please read these Terms and Conditions carefully before using https://freeloan.in.
    By accessing or using our website, you agree to be bound by these terms.
    If you do not agree to these terms, please do not use our website.

    1. About This Website

    freeloan.in is an independent financial information website. We provide
    informational content about loans, government credit schemes, and financial
    products in India. We are not a lender, financial advisor, or regulated
    financial entity.

    2. Use of the Website

    You may use this website for lawful personal, non-commercial purposes only. You agree not to:

    • Use the website in any way that violates applicable Indian or international laws
    • Copy, reproduce, or republish our content without written permission
    • Use automated tools (scrapers, bots) to extract content from this website
    • Attempt to gain unauthorised access to any part of the website or its servers
    • Transmit any harmful, offensive, or disruptive content through our contact forms
    • Use our website to distribute spam or unsolicited communications

    3. Intellectual Property

    All content on this website — including text, graphics, logos, SVG icons,
    article copy, and tool interfaces — is the property of freeloan.in or its
    content suppliers and is protected under Indian copyright law and international
    intellectual property treaties.

    You may quote brief excerpts from our articles for non-commercial purposes
    (such as sharing on social media or citing in a blog post) provided you clearly
    attribute the source and include a link back to the original article.

    4. Disclaimer of Warranties

    This website is provided on an “as is” and “as available” basis without any
    warranties of any kind, either express or implied. We do not warrant that the
    website will be uninterrupted, error-free, or free of viruses or other harmful components.

    5. Limitation of Liability

    To the maximum extent permitted by applicable law, freeloan.in shall not be liable
    for any loss or damage of any kind arising from your use of this website, including
    but not limited to direct, indirect, incidental, punitive, or consequential damages,
    even if we have been advised of the possibility of such damages.

    6. Third-Party Links and Services

    Our website contains links to third-party websites and services including lenders,
    government portals, and app stores. These links are provided for your convenience only.
    We have no control over the content of those sites and accept no responsibility for them.

    Links to lender websites may be affiliate links. Clicking these links may result
    in a commission being paid to us. See our Disclaimer for details.

    7. User-Submitted Content

    If you submit content to us (such as through our contact form or any future
    comment sections), you grant us a non-exclusive, royalty-free licence to use,
    reproduce, and publish that content. You confirm that any content you submit
    does not infringe the rights of any third party.

    8. Privacy

    Your use of this website is also governed by our
    Privacy Policy, which is incorporated into
    these Terms by reference.

    9. Changes to These Terms

    We reserve the right to modify these Terms at any time. Changes will be
    posted on this page with an updated “Last updated” date. Your continued use
    of the website after any changes constitutes your acceptance of the new Terms.

    10. Governing Law

    These Terms are governed by and construed in accordance with the laws of India,
    including the Information Technology Act 2000 and its amendments. Any disputes
    arising out of these Terms shall be subject to the exclusive jurisdiction of
    courts in India.

    11. Contact

    For questions about these Terms, please contact us at
    contact@freeloan.in or visit our
    Contact page.